Rent Calculator

Estimate the maximum monthly rent you can comfortably afford based on your pre-tax income and existing debt payments.

Your Result

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ResultWhat it means?
≥ 25% of incomeComfortableThe target rent stays at or above a quarter of your income after debt, which is a comfortable fit for most budgets.
15–24% of incomeModerateThe target rent is still manageable, but it leaves less flexibility for other expenses.
8–14% of incomeStretchedThe target rent is getting tight and may leave little room for savings and irregular costs.
< 8% of incomeTightThe target rent is very low after debt obligations, so the budget is likely to feel constrained.

Max monthly rent=max(0, income × 30% − debt)

A common affordability rule is to reserve about 30% of gross income for housing and subtract existing debt payments.

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