Business Loan Calculator

Estimate periodic payments and total cost of a business loan including origination and documentation fees.

Last updated: 2026-08-10

Your Result

Result	What it means?
Low interest cost	Low interest cost Interest paid is low relative to the loan principal.
Typical interest cost	Typical interest cost Interest paid is typical for a business loan.
High interest cost	High interest cost Interest paid is high relative to principal.
—	No clear result Enter loan details to see the cost comparison.

Business loan payment formula

Periodic payment = P · r(1+r)^n / ((1+r)^n − 1)

Periodic payment formula uses the effective periodic interest rate derived from the APR and compounding frequency.

APR is the nominal annual percentage rate; the effective annual rate depends on the compounding frequency.
Origination and other fees affect net proceeds and the loan's total cost.

This calculator provides estimates for planning purposes only. Actual loan offers and fees vary by lender and market.

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